Whether or not you need a marine survey to get boat insurance often just depends on your financial lender or insurance company. If it is required, more often than not you will need what is called a Condition and Valuation Survey (C&V), more commonly known as a “pre-purchase survey.” Just keep in mind, even if it’s not required, it’s still a good idea to get one, even if just for your own peace of mind.
What Exactly Is A Condition & Valuation Survey?
A Condition and Valuation Survey is a comprehensive analysis of an entire ship, from its hull and structures, down to its individual systems. For this reason, this type of survey requires a boat to be hauled beforehand to ensure an unobstructed view of every component. Once a marine surveyor begins, they will often start by examining the hull and deck first for voids and delamination by sounding with a hammer and using a moisture meter. In some cases, a marine surveyor may even be able to tell you if there are weak spots in the core that are likely to rot in the near future and cost you significantly to fix. Once that’s taken care of, all AC and DC electrical deck hardware, propane/fuel systems, plumbing/thru-hull fittings, steering mechanisms, controls, and safety equipment are inspected to guarantee they are up to par as well. Finally, upon the completion of the formal evaluation, you will receive a broad written report detailing your official evaluation and containing all known information about the vessel in question for you to use moving forward.
Other Surveys You May Want To Consider If You’re Buying or Insuring
If you’re looking to purchase or insure a ship that has a particularly complex or expensive engine, or a scan of its computers has shown a technical fault, you may seriously want to consider having an Engine Survey performed as well. These surveys cover all “operation and condition of propulsion and generator engines,” including engine mounts, electrical systems, control systems, exhaust systems, and cooling systems. Temperature and oil samples tests are also typically performed as well.
If you have a sailboat, especially if you plan to race it or use it offshore often, you may want to consider a rigging survey. A marine surveyor will be able to spot cracked swages, bottomed out turnbuckles, frayed stays, and weeping chainplates a mile away, not to mention let you know when a vessel is simply to old to be used for your intended purposes.
Get Your Survey At CAS Marine Surveyor
All in all, having a thorough survey conducted anytime you buy, sell, or insure a boat is simply the smart choice whether its legally required or not. It can save you time, money, and help ensure you’re making the soundest investment for your future – all you have to do is choose the right marine surveyor, and by that I mean me, Christian A. Syoen of CAS Marine Surveyor! To schedule a survey for your own vessel, or one you’re going to purchase, reach out to Christian A. Syoen of CAS Marine Surveyor today by calling 1.810.531.0992 or fill out the form in the sidebar to schedule your free consultation.
